Saturday, August 29, 2009
Really Cheap Car Insurance: 4 Sure-Fire Recommendations
1. Folks who have more than one vehicle will make reasonable savings if they insure all those cars with the same insurance company. You are only advised to do otherwise if the total of your premiums across different insurance companies is lower than what you'll be given with a multi-vehicle discount if you buy from one insurer. You can ensure you are making the right choice by doing serious comparison shopping. Insuring more than one vehicle with the same insurer will always result in a decent discount.
2. A multi-policy discount is a sure way to lower your total insurance cost. This definitely means you should endeavor to buy your auto insurance policy from the very company that handles your renters, health or life insurance policies.
However, be informed that you might be better off if you get your different policies from different insurers who have the lowest quotes for each policy. Shopping around for quotes and comparing them with what you'll save are highly beneficial steps. Once you do this, you'll not be be taking chances as you choose which to do since you know for sure which brings bigger savings.
3. There's A type of discount called the "good driver discount." This for drivers who haven't made claims for three years and more. But take note that not all insurers offer this discount.
Your agent should be made to realize your displeasure with their refusal to offer you such a discount and do NOT forget to stress that you will possibly leave for a different insurer. With this kind of driving history locating a far cheaper rate is certainly very easy since policy holders who stay claims free are every insurance provider's dream.
Almost all insurers will do everything within their powers to be certain they do NOT lose a prized policyholder and this should result in a concession from them.
4. You can realize savings of hundreds of dollars on your auto insurance policy by getting insurance quotes from quote sites. The best method is to visit at least five sites and ensuring that you input the same (correct) details.
I recommend that you use a minimum of five quotes sites as that will ensure you do not miss out offers not given by the other sites. This provides you a broader basis for doing better comparisons thus increasing your chances of realizing more savings.
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