Cheapest Automobile Insurance -- Tips For Certain Age Groups

1. Under-25 drivers are given very expensive vehicle insurance rates. But for those who find themselves within this age range, maintaining good grades at school will help you get more affordable rates. It's known as the good student discount.

The good student discount is for students who get A's or not less than B's. This will shave off as much as five percent from your rate once you make yourself eligible. It's quite hard to meet reckless under-25 drivers who maintain excellent grades.

2. For people who are over 55 years old, you get a discount after a drivers' refresher course. Because doing such could earn you a discount of up to 10%, it is really worth giving a try. Discuss with your insurance agent about your provider's stand on this and how to go about it.

3. Are you a retired person? Then you can get a retiree discount with several insurers. You'll certainly NOT drive as often as you used to do the moment you retire. Driving less means lower mileage which certainly makes you a lower risk.

This discount is definitely not one any retired person should overlook. So it's a good thing to ask your insurance agent. If for any reason they don't have a retiree discount, don't forget to inform your agent about the change in your mileage. This should bring about lower rates for you.

4. You can save a lot of dollars by visiting at least five quotes sites. That way, you will make it most likely that you'll get all the lowest auto insurance quotes possible since five sites will present up to 25 quotes altogether.

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